Universe Technologies supports crypto related payments for corporates. It has a Virtual Asset Service Provider (VASP) registration through the National Revenue Agency in Bulgaria.
Universe Technologies is part of a wider European based payments group that includes Universe Payments Limited – a UK FCA regulated Authorised Payment Institution.
Our leadership team has worked for a number of successful fin tech scale ups including Tap Global, Equals Money, BVNK, PXP Financial, Datacash and Paysafe.
The Team
The Senior Team at Universe Payments has extensive experience in crypto / digital, fintech and payments sectors, with specialism’s in digital assets, cross border payments, foreign exchange and treasury management.
Tony Quirke
Chief Executive Officer
Universe Technologies is led by Tony Quirke, a highly experienced entrepreneur and executive with 20 years within digital money and payments.
Tony was formerly CFO of AIM listed payments company Equals Money, specialising in money movement for medium and enterprise businesses.
More recently, Tony was CFO of listed Tap Global Group plc, a regulated crypto asset broker.
He was also part of the founder team of PXP Financial that created a global payment processing business and has been an advisor to various fintech scale-ups including BVNK.
Terry Cave
Chief Operations Officer
Terry Cave is a regulated executive with 20 years experience in Fintech, Payments and Cyber.
Previously Terry was CEO at BVNK, a cross border digital payments scale up that bridged the gap between fiat and digital assets, bringing payments, trading & custody, and banking to a single platform.
He was previously CEO of AIM listed Datacash which was acquired by Mastercard and has held a range of non-exec roles within fintech and payments.
Des Hellicar-Bowman
Chief Risk and Compliance Officer
The risk and compliance team is led by Des Hellicar-Bowman – an FCA approved Director of Compliance and Risk and designated MLRO.
Des has 30 years’ experience across banking (HSBC) and payments (Neteller, PXP Financial and Glint Pay)
He has also been an advisor to various fintech scale-ups including BVNK and Tap Global Group plc and is a regular contributor to industry advisory groups around best practice across areas including financial crime, regulatory compliance, Data Protection and European Directives.
Gareth Twist
Commercial Advisor
The commercial team at Universe Technologies is led by Gareth Twist, an entrepreneurial leader with 15 years experience dealing with clients across the globe.
He is highly experienced in risk & compliance and passionate about being part of the fintech revolution.
Gareth previously worked at BVNK and several other fintechs in South-East Asia.